Automotive Insurance

Automobile insurance covers motorized vehicles, which require a separate policy for property damage and liability exposures. Motorized vehicles are not covered under a homeowners insurance policy for property damage and/or bodily injury liability situations when operated away from an insured's premises.

Insurance companies look at many details when setting the price for insurance policies. Price alone should not be the basis of your decision. There are other factors to consider, including quality of service provided, the claims process, policy provisions, and coverage limits.

Often companies undervalue the benefits of having a corporate fleet. Savings can be realized in both the tax deductions for the payments as well as the decrease in the cost of insurance because of multi vehicle discounts.

**But Beware**
Without the proper foundation a corporate fleet management program can be disastrous. The potential for theft where there are corporate gas cards is astronomical. Once checks and balances are in place, however, the savings, not to mention free advertising, can be great.

What we can do for your company

Corporate Protection Services can help you strengthen your business through improved business insurance and employee benefits.

We will assist in the design and structure of an insurance and benefits programs specific to the needs and goals of your business, perform a market review to place your coverage with the appropriate carriers, and then help you manage and administer your programs on an ongoing basis including annual, semi-annual or quarterly reviews, based on your company's needs.

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